Rates
|
| Term |
Interest Rate |
Points |
*APR |
Maximum Loan Amount |
Payment Per Thousand |
| 15 Year Fixed** |
3.000% |
1 |
3.269% |
$417,000.00 |
$6.91 |
| 15 Year Fixed** |
3.250% |
0 |
3.375% |
$417,000.00 |
$7.03 |
| 30 Year Fixed** |
3.875% |
0 |
3.948% |
$417,000.00 |
$4.70 |
| 30 Year Fixed** |
3.750% |
1 |
3.906% |
$417,000.00 |
$4.63 |
| 30 Yr. Fixed Super Conforming** |
3.875% |
1 |
3.997% |
$465,750.00*** |
$4.70 |
| 3/1 Adj. |
3.750% |
0 |
3.604% |
$417,000.00 |
$4.63 |
| 3/1 Adj. Jumbo |
4.375% |
0 |
4.407% |
$800,000.00 |
$4.99 |
| 5/1 Adj. |
4.000% |
0 |
4.154% |
$417,000.00 |
$4.77 |
| 5/1 Adj. Jumbo |
4.625% |
0 |
4.658% |
$800,000.00 |
$5.14 |
| Home Equity Loan |
4.500% |
0 |
4.682% |
$300,000.00 |
$5.07 |
| Home Equity Line |
4.250% |
0 |
4.250% |
$150,000.00 |
n/a |
| * APR- Annual Percentage Rate |
| * Rates and programs are subject to change. |
| * APR's assume a 20% down payment. The 5/1 ARM assumes a 30 year term with the interest rate fixed for the initial 60 months of the loan; the 3/1 ARM assumes a 30 year term with the interest rate fixed for the initial 36 months of the loan; thereafter the rate and payment may adjust every 12 months; interest rate caps of 2% annual and 6% lifetime, and a 2.625% margin. |
| *Rates assume a 740 minimum credit score and a 80% maximum Loan To Value (LTV). |
| **Rates based on a single family residence, owner occupied purchase transaction with borrower paid closing costs. |
| ***Amount varies by location- please call for details. |
| Ex: The 3/1 ARM with a thirty year term will be 36 months at the disclosed rate of 3.750% and potentially 324 months at 3.625% (fully indexed rate) with an APR of 3.604%. The fully indexed rate is based upon the margin plus the index at time of closing. |
| Ex: The 3/1 Jumbo ARM with a thirty year term will be 36 months at the disclosed rate of 4.375% and potentially 324 months at 3.625% (fully indexed rate) with an APR of 4.407%. The fully indexed rate is based upon the margin plus the index at time of closing. |
| Ex: The 5/1 ARM with a thirty year term will be 60 months at the disclosed rate of 4.000% and potentially 300 months at 3.625% (fully indexed rate) with an APR of 4.146%. The fully indexed rate is based upon the margin plus index at time of closing. |
| Ex: The 5/1 Jumbo ARM with a thirty year term will be 60 months at the disclosed rate of 4.6250% and potentially 300 months at 3.625% (fully indexed rate) with an APR of 4.658%. The fully indexed rate is based upon the margin plus index at time of closing. |
| The payments listed above do not include taxes and/or insurance. Your payment may/will be greater if your loan is secured by a first lien. |
