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Rates
Effective as of 10/03/2008
Deposit Rates
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| Account Type |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
Minimum Balance to Open Account |
| Passbook Savings |
$10.00 |
0.50% |
0.50% |
$10.00 |
| Now Accounts |
$100.00 |
0.00% |
0.00% |
$100.00 |
| *APY is Annual Percentage Yield |
| Interest Rates may change at any time after the account is opened. |
| Fees could reduce the earnings on the account. |
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Money Market Rates
|
| Account Type |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
Minimum Balance to Open Account |
| INFINITY |
$0.00-$2,499.99 |
1.04% |
1.04% |
$100.00 |
|
$2,500.00-$9,999.99 |
1.05% |
1.06% |
$100.00 |
|
$10,000.00-$24,999.99 |
1.19% |
1.20% |
$100.00 |
|
$25,000.00-$49,999.99 |
1.88% |
1.90% |
$100.00 |
|
$50,000.00-$74,999.99 |
2.13% |
2.15% |
$100.00 |
|
$75,000.00-$99,999.99 |
2.47% |
2.50% |
$100.00 |
|
$100,000.00 and over |
2.81% |
2.85% |
$100.00 |
| *APY is Annual Percentage Yield |
| Interest Rates may change at any time after the account is opened. |
| Fees could reduce the earnings on the account. |
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Certificates of Deposit
|
| Account Type |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
Minimum Balance to Open Account |
| 3 Month CD |
$1,000.00 |
2.86% |
2.90% |
$1,000.00 |
| 6 Month CD |
$1,000.00 |
3.20% |
3.25% |
$1,000.00 |
| 9 Month CD |
$1,000.00 |
2.72% |
2.75% |
$1,000.00 |
| 12 Month CD |
$1,000.00 |
3.35% |
3.40% |
$1,000.00 |
| 13 Month CD |
$1,000.00 |
3.40% |
3.45% |
$1,000.00 |
| 18 Month CD |
$1,000.00 |
3.449% |
3.50% |
$1,000.00 |
| 24 Month CD |
$1,000.00 |
3.54% |
3.60% |
$1,000.00 |
| 30 Month CD |
$1,000.00 |
3.59% |
3.65% |
$1,000.00 |
| 36 Month CD |
$1,000.00 |
4.07% |
4.15% |
$1,000.00 |
| *APY is Annual Percentage Yield |
| These Rates are subject to change without prior notice. |
| Fees could reduce the earnings on the account. |
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Individual Retirement Accounts
|
| Account Type |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
Minimum Balance to Open Account |
| 6 Month IRA |
$1,000.00 |
3.20% |
3.25% |
$1,000.00 |
| 12 Month IRA |
$1,000.00 |
3.35% |
3.40% |
$1,000.00 |
| 13 Month IRA |
$1,000.00 |
3.40% |
3.45% |
$1,000.00 |
| 18 Month IRA |
$1,000.00 |
3.449% |
3.50% |
$1,000.00 |
| 24 Month IRA |
$1,000.00 |
3.54% |
3.60% |
$1,000.00 |
| 36 Month IRA |
$1,000.00 |
4.07% |
4.15% |
$1,000.00 |
| *APY is Annual Percentage Yield |
| These Rates are subject to change without prior notice. |
| Fees could reduce the earnings on the account. |
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