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Notice Concerning Your Privacy Rights

The confidentiality of your information is important to us as we recognize that you do business with us based upon your trust that we will keep your information confidential as described in this notice.

This notice will provide you with information concerning our policies with respect to nonpublic personal information that we collect about you in connection with the financial products and services we provide to you. 

We collect nonpublic information about you from the following sources:

We may disclose information such as your name and address to companies that perform marketing services on our behalf or to other financial institutions to offer endorsed financial products or services.

These procedures may continue to remain in effect after you cease to receive financial products and services from us.

We restrict access to nonpublic personal information about you to those of our employees and servicers who need to know that information in order for us to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you have any questions concerning our customer information policy, please contact our Compliance Officer at 617-298-2250.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

All Deposits Insured in Full